| Implementing Sector: | State |
| Category: | Financial Incentive |
| State: | Washington |
| Incentive Type: | Loan Program |
| Web Site: | http://www.wshfc.org/EnergySpark/index.htm |
| Eligible Efficiency Technologies: | Comprehensive Measures/Whole Building, Custom/Others pending approval |
The Washington State Housing Finance Commission (WSHFC) is offering reduced interest rates on loans for qualified buyers of energy efficient homes. Homes must be new construction exceeding Washington state energy standards by 15% or more, or existing homes that have been upgraded to reduce energy use by 10% or more.
To qualify for the program, home buyers must have household income under $97,000 and a credit score of at least 620.
The EnergySpark program works with WSHFC's Home Advantage Loan program, and provides qualified buyers a 0.25% interest rate reduction on their home loan. Interested participants must also attend a homebuyer-seminar sponsored by WSHFC prior to receiving funding. Loans are provided through participating lenders, and those receiving an EnergySpark loan may also qualify for down payment assistance.
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A solar PV system is custom-designed for your home. Final solar system price may vary based on your location, monthly utility bill, government incentives and rebates, the condition of your home, and local installation prices. Solar PV system output and estimated savings are calculated based on several factors including product type, system production, geography, weather, shade, electricity use, full utilization of the 30% solar investment tax credit, and utility rate structures and rate increases. Savings on your total electricity costs are not guaranteed. Financing options and terms vary by location, and may not be available in all areas. Solar QC is neither the lender nor the project installer. Solar QC License# 1130591
