The Springfield Utility Board offers qualifying customers a 0% loan for the purchase of qualifying energy-efficient heat pumps, insulation upgrades, duct sealing, and energy efficient windows. 

For the Heat Pump Loan Program, qualifying systems must have a programmable thermostat, and existing duct systems (if any) need to be tested for efficiency. Air Source and Gas Backup Heat Pumps (with an 9.0 HSPF and 14.0 SEER ratings for split units) qualify for this rebate. Customers who are purchasing a qualifying heat pump, and who chose not to participate in the loan program, are eligible for a $500 rebate.

The Weatherization Loan Program is available for customers with permanently installed electric heat, baseboard, wall heaters, ceiling heat, electric furnace, or heat pump. Homes must be fully insulated to qualify for the window program, and window replacements must have a 0.30 U-value rating. Recommended insulation levels for this program are: Ceiling R-49 , Floor R-19, and Wall R-11.  Customers who do not wish to participate in the loan program are eligible for a 50% rebate of the cost of insulation upgrades (income qualified customers can receive 100% rebates). 

Interested customers should get bids from qualifying contractors, and submit them, along with the loan application form and an administration fee of $80 to the utility. Once work has been completed, someone from the utility will inspect the work done. Loan applications can be found on the program web s