Association Loan Program

Last updated: August 17, 2020

Program Overview

Implementing Sector:	State
Category:	Financial Incentive
State:	Alaska
Incentive Type:	Loan Program
Web Site:	http://www.ahfc.us/pros/loans/association-loan-program/
Administrator:	Alaska Housing Finance Corporation
Eligible Efficiency Technologies:	Custom/Others pending approval
Loan Term:	15-year term
Interest Rate:	Fixed rates; contact program for details

Summary

Association Loan Program

With this loan, the Alaska Housing Finance Corporation (AHFC) will fund homeowners' associations (HOAs) common area improvements. The improvements made must be necessary for the health and safety of the property's residents or for the structural integrity of the building, but can include improvements made for energy efficiency. AHFC offers 15 years, fixed-interest rate term financing. The association may need to acquire a construction loan or short term financing for upfront costs, as the loan is not paid out until the upgrades are complete.

The homeowners' association should submit a proposal to AHFC for preliminary approval. The forms to start this loan process are located on the program web site. Loan limits are determined on a case-by-case basis. This loan is only offered to active HOAs in Alaska.

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